Buyer’s Guide
We believe every investor should feel confident and informed before buying or selling precious metals. Our Education Center provides guides, articles, and resources to help you understand the market and make smarter decisions.
Precious Metals Buyer’s Guide
Buying gold and silver for the first time can feel overwhelming. This guide covers the basics so you know what to expect.
Why Invest in Precious Metals?
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Hedge Against Inflation
Gold and silver hold intrinsic value even when paper currency loses purchasing power. -
Portfolio Diversification
Precious metals reduce risk by balancing stock, bond, and cash holdings. -
Tangible Assets
Physical gold and silver cannot be hacked, erased, or defaulted.
Which Is Right for You?
Coins:
- Backed by sovereign governments
- Widely recognized
- Highly liquid
Bars:
- Lower premiums per ounce
- Ideal
- Bulk investors
Gold:
- Higher value
- Smaller weight
- Efficient for large investments.
Silver:
- Lower entry point
- Bulkier to store
- Strong industrial demand.
What to look for when buying
Understanding Spot Price & Premiums
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Spot Price
The current market price for one troy ounce of gold or silver. -
Premium
The additional cost above spot price, which covers refining, minting, distribution, and dealer markup.
Tip: Coins usually have higher premiums than bars, but they’re easier to sell in small amounts.
IRA-Eligible Precious Metals
Certain gold and silver products are approved for self-directed IRAs
Gold IRA Requirements
Minimum .995 fineness
- American Eagle
- Maple Leaf
- Philharmonic
Silver IRA Requirements
Minimum .999 fineness
- American Silver Eagle
- Maple Leaf
- Philharmonic
Always confirm eligibility with your IRA custodian before purchase.
Storage Options
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I. Home Storage
Fireproof safe or secure hidden location. -
II. Bank Safe Deposit Box
Convenient but subject to bank hours. -
III. Professional Depository
High-security vaults with insurance and reporting options. Recommended for large or IRA holdings.
Selling Precious Metals
You can sell back to us or other reputable dealers. Prices are based on the current spot price minus a small dealer spread. Always keep assay packaging and certificates intact for easier resale.
FAQs About Precious Metals Investing
No. You can begin with as little as a 1 gram gold bar or a single silver coin.
Yes. Many gold and silver coins and bars meet IRS standards for IRA eligibility.
Global demand, mining supply, inflation, interest rates, and currency strength.
Yes. We ship discreetly and only report certain transactions as required by law.
